Answer the following questions honestly:

1. Do you use your credit card as a necessity instead of a convenience? Do you take out pay day loans?
2. Do you borrow money to get from one pay to the next?
   
3. Have the utilities threatened to or have cut off your service because of unpaid bills?
4. Have your wages been garnished for unpaid debts?
5. Have you been paying only minimal payments instead of paying down debts?
6. Have Creditors and/or Collection Agencies threatened to sue you or repossess your car, furniture etc?
7. Are you gambling, drinking or using drugs and leaving yourself unable to pay your creditors?
8. Do you take out a new loan before the old one is paid in full or take out a new loan to pay an existing loan?
9. Have you taken equity out of your house to consolidate debt and now owe more debts again?
10. Are the only lenders willing to lend to you charging high interest rates?
    

If you are able to answer "YES" to one or more of these questions, you need to seek some guidance about your debts now before the situation gets any worse. Click here to get some help.

Remember:

We believe most people will pay their debts if they can.

We understand when people experience life-changing events which impact their ability to pay.

Most people will face a financial crisis at some point in their lives.

Credit Support Services represents YOU, the debtor, exclusively

Most importantly, get qualified help as soon as possible

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